About us

We’re BFL, a place-based affordable housing provider for almost 300,000 customers across the southwest, central and east of England. We’re the UK’s largest provider of new affordable homes, delivering over 3,000 new homes each year.

Why our work matters

The need for safe, affordable housing has never been greater. Rising costs, growing inequality, and increasing homelessness are making it harder than ever for people to own a home or rent affordably. Strong housing associations like BFL are essential to providing quality homes and building a better future.

Two people talking outside houses

Investing in places and people

Our starting point is always the people who live in our homes and the places that shape their everyday lives. It shapes how we invest, how we work with partners and how we deliver services. We do things differently because people and places deserve better. We're increasingly organising our work around place rather than function. 

“A home is more than four walls—it’s security, stability, and a foundation for the future.”

Doing things differently

For colleagues, this means greater clarity of purpose, stronger local relationships and the ability to make decisions closer to the places they serve. When we talk about place, we mean more than buildings or geography.

We mean the conditions that enable people to thrive; safe, sustainable homes, strong community relationships, accessible services and opportunities that support long-term wellbeing and resilience. We collaborate with customers to achieve the outcomes that matter to them and their places.

Two people walking down path

Our purpose

Enabling people to thrive

Our vision

Everyone has a safe,
affordable home

Investors

If you’d like to become an investor and would like to know more about BFL, please visit our investors hub.

Our Board

Our Board of Directors is made up of Non-Executive Directors, along with our Chief Executive, Chief Finance Officer and Chief Operating Officer. The Board has overall responsibility for setting strategic priorities and monitoring performance against them.

Our values

Our values were co-created with more than a thousand colleagues and customers, making them a true reflection of who we are and where we are heading. They capture how we work, how we treat each other, and how we make a difference for our customers and for one another.

Customer driven

We put people first, listening with empathy and acting with purpose, going beyond to help people thrive in their homes and make this a great place to work.

Ambitious

We are relentless in delivering excellence, sparking innovation and creating meaningful, lasting impact for our customers, colleagues and generations to come.

All in

We succeed together, showing commitment, taking accountability and collaborating to achieve the best outcomes for our customers and colleagues.